Direct Sales Options
While Northridge work with introducers such as Motor Dealers and Finance Brokers, we also offer direct finance solutions through our Direct Sales Team.
Whether you’ve your sights on home improvements or buying a car privately, we could help your plans come to life with a Northridge Personal Loan. Perhaps you’re coming to the end of a Northridge PCP agreement and would like to keep the car. We could help by refinancing the final lump sum payment.
The Direct Sales team: Owen, Megan, Ross & Catherine, are on hand to assist you.
The team is available Monday to Friday from 9am to 5pm. Just call or email.
- Call us on 0800 9170922.
- Email us to northridgedirectsales@northridgeuk.com
Only include your Northridge Agreement Number and name in emails to us. Don’t include any other personal or sensitive information as it won’t be secure
Information on the different finance products can be found on Our Products page here.
Balance based fixed rates
Rates for finance offered through the Direct Sales team will vary depending on the amount you want to borrow. Rates are fixed for the term of the agreement.
| Minimum Amount Borrowed | Maximum Amount Borrowed | APR |
|---|---|---|
| £1,000 | £5,499 | 11.2% |
| £5,500 | £9,999 | 10.2% |
| £10,000 | £14,999 | 9.9% |
| £15,000 | £24,999 | 10.2% |
| £25,000 + | 8.9% | |
| All loans are subject to Northridge lending conditions Applicants must be 18 years or over and resident in the UK | ||
For Business Customers
Our team can also assist with:
- Agricultural Plant & Machinery Finance
- Commercial Insurance Premium Finance
Business Loans
For SME Loans (business) up to £25,000, please click here for a representative example on rates.
For business customers we can provide loans for annual business insurance, such as Fleet Insurance and Employers Liability Insurance.
The Finance and Leasing Association
Northridge Finance are members of the Finance and Leasing Association (FLA) and subscribe to the FLA Lending Code and FLA Business Finance Code. All FLA members are required to comply with the standards of practice set out by either the FLA Lending Code, Business Finance Code or both, depending on the type of finance products they provide. The codes are intended to assure that both consumer and business borrowers will be treated fairly in their dealings with members.
Copies of the code and further information can be found below:
FLA Business Finance Code Checklist