Experience the freedom of a new Personal Loan from Northridge Finance. Whether you have your sights on home improvements or buying a car privately and more, we could help your plans come to life. (Subject to Terms & Conditions).

The Direct Sales team: Owen, Megan, Ross & Catherine, are on hand to assist you.

Monday-Friday 9am-5pm

Email*: northridgedirectsales@northridgeuk.com

Phone* – 0800 917 0922

The Finance and Leasing Association have detailed product explanations below:

Hire Purchase – Hire Purchase

Personal Contract Purchase (PCP) – Personal Contract Purchase

Unsecured Personal Loans – Personal Loans

Our team can also assist with:

Agricultural Plant & Machinery Finance

Commercial Insurance Premium Finance

Business Loans

For SME Loans (business) up to £25,000, please click here for a representative example on rates.

For business customers we can provide loans for annual business insurance, such as Fleet Insurance and Employers Liability Insurance.  

Note: All loans are subject to Northridge lending conditions.  Applicants must be 18 years or over and resident in the UK.

Northridge Finance are members of the Finance and Leasing Association (FLA) and subscribe to the FLA Lending Code and FLA Business Finance Code. All FLA members are required to comply with the standards of practice set out by either the FLA Lending Code, Business Finance Code or both, depending on the type of finance products they provide. The codes are intended to assure that both consumer and business borrowers will be treated fairly in their dealings with members.

Northridge Direct Sales offer a balance based “fixed” Apr:

Amount APR
£1,000 –  £5,499 – 12.4% Apr
£5,500 – £9,999 – 11.4% Apr
£10,000 – £14,999 – 10.9% Apr
£15,000 – £24,999 – 10.2% Apr
£25,000 + – 9.2% Apr

Copies of the code and further information can be found below:

FLA Business Finance Code Checklist

FLA Business Information Finance Code

FLA Consumer Information Lending Code

*Email warning: any email(s) you choose to send us will not be secure, unless, you appropriately encrypt (protect) the information contained in your email.

*Phone warning: please note our calls may be recorded & monitored for training, quality & compliance purposes.